Why NEXA
Keep the revenue. Keep your brand. Bring your business.
With NEXA Unlimited, loan officers get access to 100% of the revenue on qualifying NEXA loans, starting with the first one. No flat fee, no per-file fee, no recruiting requirement. That is why more than 4,000 loan officers, and whole mortgage companies, now originate on NEXA. Join through Preston Lending and keep the name you built.
100%
revenue access from loan one
4,000+
loan officers nationwide
+513
net loan officers in 12 months
300+
wholesale lenders
Loan officer count per NEXA, Sept. 1, 2026. Net loan officer moves for the 12 months ended Sept. 24, 2026, per Model Match, as reported by National Mortgage Professional.
New Sept. 1, 2026: NEXA Unlimited
You created the revenue. You get access to all of it.
Most broker shops take a flat fee, a file fee, a funding fee, or a margin on every loan you close. NEXA Unlimited is not built to lower those charges. It is built to eliminate them.
Applies to qualifying NEXA loans through select lenders. NEXA's onboarding team shows you exactly which lenders qualify and how the payout works. Source: NEXA's announcement.
The short version
What NEXA puts behind you
Your rates will never be beaten
300+ wholesale lenders behind every quote, so you stop losing deals to rate.
Every product you can imagine
And if there is a product NEXA does not have, they will put it in place. Just ask.
Highest splits in the business
NEXA's stated position: the highest paying loan officer splits, and compensation that will not be beat.
Choose your underwriter
Pick the underwriter on your file, and change mid transaction if you want to.
Your name on the door
You keep your own branding.
Joining NEXA does not mean becoming invisible. Loan officers can market under their own team or brand name, with NEXA Compliance approving the name before it goes live. Preston Lending is my own brand, run as a branch of NEXA Lending, and yours can work the same way.
For independent mortgage brokers
Bring your whole business.
Running a small or midsize shop means carrying the overhead, the compliance responsibility, the infrastructure, and the stress. Bring your brand, your people, and your partners to NEXA and put that time back into production, leadership, and growth.
Keep your brand
Your company name, your logo, your reputation in your market. Your borrowers and referral partners keep seeing the brand they already trust.
Bring your whole team
Branch and team agreements are built for exactly this. Your loan officers come with you, and you keep leading them.
Bring your referral partners
The realtors and builders who already send you business keep sending it to you. Nothing about that relationship has to change.
Drop the overhead
Hand off processing, payroll, HR, marketing, and systems support to NEXA's desks, and put your time back into originating and leading.
They kept their name. You can too.
Joined NEXA in 2026
UMortgage
One of the best-known names in the broker channel kept its brand and sales culture while moving onto NEXA's operating platform, technology, lender relationships, and compliance infrastructure.
From Guild Mortgage (retail)
Bookspan Baker Team
25 and 30 year veterans with more than $1 billion originated and 5,000+ families served. On pace for about $100 million in 2026, they launched their own umbrella brand, Keepsake Loans, and kept their team and identity.
Independent brokerage
Mortgage Nerds
Owners Mike Cox and Brian Hofmann kept their brand while tapping NEXA's infrastructure, servicing, and retention capabilities.
"Independence without infrastructure can become another job."
Compensation
Compensation will not be beat.
Highest paying loan officer splits
More of every file stays with the person who closed it.
Branch Manager opportunities
Run your own branch with a full P&L.
Retirement Revenue
Continues after you retire from NEXA.
Insurance Revenue
Your family receives your income when you cannot.
Processing
Processing you didn't know was possible.
- ✓ True A to Z processing: submit at purchase contract and forget it, processing handles the rest.
- ✓ You no longer have to chase down your conditions.
- ✓ Processors are commissioned only and paid based on speed, so they are motivated.
- ✓ Fully automated processing systems that dramatically speed up the process.
- ✓ Automated systems keep you and your referral partners in the loop 24/7.
Support
Someone is always ready.
Six support desks, and someone is always ready for a live support session.
- ✓ Lender and scenario support
- ✓ Systems support
- ✓ Marketing support
- ✓ Human Resources support
- ✓ Payroll and accounting support
- ✓ On-boarding support
Technology and marketing
Ready on Day 1.
- ✓ Fully automated marketing to consumers
- ✓ Fully automated marketing to referral partners
- ✓ Full integration with online portals and Day 1 Certainty
- ✓ Turn-key websites and mobile apps ready to go
- ✓ Fully integrated, fully automated CRM systems
- ✓ Custom videos and flyers ready Day 1
- ✓ An entire suite of social media marketing platforms
Product shelf
Stop saying no to clients who can buy.
Self-employed borrowers without tax returns, scores as low as 500, investors, builders. These are the files that make your year.
If there is a product, NEXA either has it or will put it in place.
Benefits
Coverage for you and your family.
Questions I hear most
Am I 1099 or W-2? +
Your choice. NEXA offers both 1099 and W-2 agreements, and you pick the one that fits during onboarding.
Is 100% really 100%? +
NEXA Unlimited gives you access to 100% of the revenue on qualifying NEXA loans through select lenders, with no flat fee, per-file fee, funding fee, closing fee, or added margin. How that revenue is paid out has a few moving parts, so the Thursday session and NEXA's onboarding team walk through it on real numbers before you decide.
Can I really keep my own brand? +
Yes. Your team or company name is reviewed and approved by NEXA Compliance before you use it, and Compliance walks you through what that takes. I run Preston Lending as my own branch brand the same way.
I own a broker shop. What happens to my business? +
You bring it with you: your brand, your loan officers, and your referral relationships. Branch and team agreements are designed for owners who want to keep leading their people without carrying the back office alone. Established owners can also have the opportunity to participate in NEXA's revenue-sharing model as they help grow the platform.
Do I have to move my license before we talk? +
No. Come to the Thursday session, get your questions answered, and decide afterward. Nothing happens to your license until you register and grant NMLS access.
What if I am new to the industry? +
There is a mentorship path for newer originators, so you get help on your first loans instead of being handed a phone and told good luck.
Am I on my own once I sign? +
No. NEXA's onboarding team gets you set up, and six NEXA support desks have someone always ready for a live support session. When a file gets tricky, I am a phone call away for scenario help.
Every Thursday, live on Zoom
See it for yourself.
NEXA runs a live Why NEXA session every Thursday, and the sign-up page shows the time in your own time zone. Bring your hardest questions about NEXA Unlimited, lenders, branding, or moving your shop, and get straight answers.
Compensation, benefits, and program availability are set by NEXA Lending and can change.